Terms of Service
Effective Date: 01/23/2025
Last Updated: 01/23/2025
Welcome to Credit Rich LLC (“Company,” “we,” “us,” or “our”). These Terms of Service (“Terms”) govern your use of our website, services, and communications. By accessing or using our services, you agree to be bound by these Terms. If you do not agree, please do not use our services.
1. Services Provided
Credit Rich LLC offers credit repair services, financial education, and related consulting. Our services are designed to help clients understand and improve their credit standing but do not guarantee specific outcomes.
2. Eligibility
By using our services, you confirm that:
- You are at least 18 years old or have legal parental/guardian consent.
- You provide accurate, complete, and current information
- You have not been banned or restricted from using our services.
3. Payment & Refund Policy
- All fees for our services will be clearly outlined before purchase.
- Payments must be made in full unless otherwise agreed upon.
- Refunds: Due to the nature of credit repair, all sales are final, and refunds are issued at our sole discretion.
4. User Responsibilities
By using our services, you agree to:
- Provide truthful and accurate information.
- Follow all applicable laws and regulations regarding credit reporting and repair.
- Not engage in fraudulent, abusive, or illegal activities related to credit repair.
We reserve the right to terminate services without a refund if fraudulent or unlawful behavior is detected.
5. No Guarantees & Disclaimer
Credit Rich LLC does not guarantee specific credit score improvements or financial outcomes. Credit repair results vary based on individual credit history, financial behavior, and third-party credit bureaus.
We do not provide legal or financial advice. Our services are educational and informational. Always consult with a licensed professional for legal or financial matters.
6. SMS, Email & Communication Policy
By providing your phone number and email, you consent to receive automated messages, promotions, and updates
from us. Message & data rates may apply.
- Opt-out: Reply STOP to SMS messages or click “unsubscribe” in emails to stop receiving communications
- Help: Reply HELP for assistance.
7. Privacy Policy
Your use of our services is also governed by our Privacy Policy, which outlines how we collect, use, and protect your personal information.
8. Third-Party Links & Services
Our website or services may contain links to third-party websites. We are not responsible for their content, policies, or practices. Please review their terms and privacy policies before engaging with them.
9. Limitation of Liability
To the maximum extent permitted by law, Credit Rich LLC and its affiliates are not liable for any direct, indirect, incidental, or consequential damages resulting from:
- Errors or omissions in credit reports.
- Delays or failures in credit repair results.
- Unauthorized access to or misuse of your personal data.
Our total liability for any claim related to our services is limited to the amount paid for the service in question.
10. Governing Law & Dispute Resolution
These Terms are governed by the laws of Texas, without regard to conflict-of-law principles.
- Dispute Resolution: Any disputes arising from these Terms shall be resolved through binding arbitration in [Your State].
- No Class Actions: You agree to resolve disputes individually and waive any right to participate in a class-action lawsuit.
11. Modifications to Terms
We may update these Terms at any time. Changes take effect upon posting. Continued use of our services after updates means you accept the revised Terms.
12. Contact Information
If you have questions about these Terms, contact us at:
